Money: A User’s Guide

Take control of your personal finances with this concise, timely and indispensable guide, from acclaimed money expert Laura Whateley. Ten years on from the financial crash, and we are still bad with money.We press ‘cash only’ at ATMs, and accept that we’ll be paying back our student loans with our pension savings. Money: A User’s Guide cuts through all the panic of personal finances. It will teach you how to get a great credit score, how to save hundreds on bills, and offer practical advice on every difficult conversation you’ve been avoiding including: Housing (for renters and buyers)Student LoansPensionsPaying off debtStocks and sharesEthical investmentsMoney and Mental healthMoney and Love This essential book will give you the confidence and clarity to take back control of your bank account, enabling you to thrive in all areas of your life.

‘I was reaping social and valuable financial advice before I’d even finished the first chapter…her experience as a journalist on the money desk for The Times, The Sunday Times and the Guardian allows her to do something that I’d never experienced before: she explains money clearly’. STYLIST ‘Of course, you need a guide to get started and this is that book. Laura Whateley understands her subject and knows how to explain it in such a way that you will be able to make informed choices about your finances, rather than feeling confused and patronised’ THE TIMES

Laura Whateley is an award-winning journalist and The Times’ consumer champion writing the agony aunt column, ‘Troubleshooter’, and ‘Millennial Money’ in the Saturday Money section. She also specialises in affordable travel, property, and interiors for The Times and has written for The Sunday Times, the Guardian, the Observer, Dow Jones and Moneywise magazine. She grew up in the West Country and studied PPE at the University of Warwick before moving to East London. Money is now a Sunday Times bestseller.