From debt to riches

This book is written by an ordinary South African for ordinary South Africans. Most people have always thought that it was only high income people who could end up financially independent. That is not true! All of us can become financially independent, provided we are willing to have self discipline and put into practice the simple suggestions that are in this book. The purpose of this book is to ensure that you buy our own home, you pay it off in a short period of time, you save for the university education of your children and you buy ETF shares – in simple terms; it helps you to become financially independent. It addresses the financial problems of ordinary South Africans who are battling with garnishee orders, admin orders, debt counselling, paying university fees, buying homes etc. It talks about finance issues in such a simple manner that you can read it while you are under the hair dryer in a hair salon. You might also want to buy it as a gift for that taker sibling who uses you as a cash cow, and hope he / she will get the message.

A simple book that demystifies the myth that you do not have to be rich to become a millionaire! Phumelele Ndumo’s role is to make us fall in love with and keep our money – Mapula Nkosi, Deputy Editor of True Love Magazine

Phumelele Ndume holds a B.Com degree from the University of Durban Westville, a Higher Diploma in Computer Auditing from Wits University and a Masters in Business Leadership from the University of South Africa. She has extensive banking experience having held senior positions in NBS Boland Bank, FNB and Nedcor. She has vast experience in auditing, risk management, strategic management, and financial management. She published her first book 7 Secrets Why the Rich Own their Homes in 2007, which has sold close to 3000 copies.