Budgeting 101

“Cagan makes the case that a budget isn’t a buzz killer. It’s financial salvation.” —The Washington Post Don’t break the bank—learn to create and stick to a budget with this comprehensive, easy-to-understand guide to saving money sensibly in this edition of the popular 101 series. Sometimes, it can seem like saving money is impossible. With everyday expenses, from groceries and gas, to the electric bill and lunch money, as well as those unexpected expenses, like car repairs and medical bills, getting—and keeping—control of your finances can feel overwhelming. With Budgeting 101, you can start saving now. This clear and simple guide provides tons of practical advice for keeping track of your finances. With useful tips on setting financial goals, reducing debt, finding ways to save money, and creating and following a budget plan, you’ll have your dollars and cents under control in no time. Why spend more of your hard-earned money on a financial advisor? Filled with expert advice on a wide range of the most common financial concerns and step-by-step instructions to managing your money both now and in the future, Budgeting 101 has you covered.

"I’m recommending a book that will give you a crash course in budgeting basics … Budgeting 101 by Michele Cagan, a certified public accountant. In her book, Cagan covers a lot in short, easy-to-follow sections. All the information is there to show you how to track expenses, save, get out of debt and set goals to do the things you really want. Cagan makes the case that a budget isn’t a buzz killer. It’s financial salvation." —The Washington Post  , “A fun and inspiring read, filled with clever tips and expert guidance.” —Better Investing, “By the end of the book, you’ll have a pro-like grasp on budgeting.” —Well+Good, “A comprehensive guide.” —Vital Dollar, "A comprehensive guide to budgeting that won’t put you to sleep." —Women Who Money

Michele Cagan is a CPA, author, and financial mentor. With more than twenty years of experience, she offers unique insights into personal financial planning, from breaking out of debt and minimizing taxes, to maximizing income and building wealth. Michele has written numerous articles and books about personal finance, investing, and accounting, including The Infographic Guide to Personal Finance, Investing 101, Stock Market 101, and Financial Words You Should Know. In addition to her financial know-how, Michele has a not-so-secret love of painting, Star Wars, and chocolate. She lives in Maryland with her son, dogs, cats, and koi. Get more financial guidance from Michele by visiting SingleMomCPA.com.