Up & Up Promo: Get finance savvy!

We all make plans, set goals and enthusiastically imagine a better future. Unfortunately, most people never achieve their goals, whether they be personal or financial. Just like health goals, wealth goals have a material impact on people’s lives. There is no shortage of good advice, personal finance books and well-worn practices, so the question is: Why can’t people change? We know what to do, but then inexplicably don’t seem to do it. What keeps tripping us up?Many of our money troubles are caused by behavioural traps that keep us locked in a cycle. For some people, this means underspending, even though they have enough money. For others, it is the habit of overspending, even when it causes emotional and financial harm to loved ones. Both of these are deep-seated emotional drivers that can make people feel trapped in a vicious cycle.In Small Changes for Big Results, we provide clear, actionable steps that anyone can follow to take control of their finances and free themselves from these traps. The book contains real-life case studies of people who overcame financial difficulties and highlights the small steps they took to change the course of their lives. No matter what your income level or financial background, our book is tailored to help everyone. Lasting change begins with small, consistent actions, and this book equips you with the tools and knowledge to make these incremental changes that will yield big results over time.

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This book is aimed at the millennial who is trying to figure out how money works. Simple, relatable and sometimes amusing stories about how we manage money on a day-to-day basis will advise the millennial on how to: change their mindset about money; get out of debt and stay debt free; invest their money; and, ultimately, live their best life. You're Not Broke, You're Pre-Rich will help young professionals think differently about money, while covering pertinent topics like Black Tax, budgeting, emergency funds, savings and financial scams, as well as estate planning and retirement (and why they should care right now!). It is the best class they never attended ... in a book!

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'Making your first million might seem like an impossible dream, but I've seen enough people from all walks of life doing exactly that. I know that anyone can do it ...' - Warren Ingram. Have you ever wondered how wealthy people actually made their first million? Here is a simple, easy-to-follow book that shows how various people have made their money in their own unique way, helping you to find a method that will assist you in making your first million and gaining financial freedom. We would all like to reach a stage where we are able to live off the income from our savings and investments. Sadly, very few people ever get there. But now there is help at hand: this highly accessible book is aimed at anyone who wants to learn how to make their first million in savings. It provides real examples of ordinary people who have reached their financial goals and explains how you can do the same, and offers practical ways of setting goals and keeping yourself motivated to achieve them, especially in tough times. How to Make Your First Million furnishes people from all walks of life with practical information on how to achieve financial freedom in a range of different ways, and shows that it is possible for everyone to be financially free.

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A step-by-step, practical guide on how to purchase your first investment property, written in easy-to-understand, conversational language that explains complex concepts simply. Most people believe that property is a great investment, but that in order to get into property you need money, contacts and experience. When you only see the barriers to entry, you tend to give up before you even try. Property investment expert Laurens Boel believes that with the right knowledge anyone can make money in property, regardless of the resources available to them. Financial Freedom Through Property is filled with practical tips, insider secrets and case studies. It explains the risks and rewards of property investing, how to make the right offer on property deals, raise capital, contract the right team, negotiate win-win scenarios, utilise innovative PropTech, find discounted properties and enjoy positive cash flows from day one. It also tells the story of how the author became one of the top property investors in South Africa - after being retrenched and going broke. Financial Freedom Through Property is an inspirational book for those who want to create a better financial future for themselves. You don't need to be a property mogul to make money on the property market - all you need is the willingness and the time to learn how to do it.

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New, updated edition of this bestseller! More than 60 000 readers can attest to finding Making Money out of Property an indispensable guide to investing in the lucrative South African property market. This bestselling property book has been updated to include the most current tax requirements and the latest developments relating to the local property market. Author and property expert Jason Lee sets out every step of the property-investing process, including how to find the right deals, how to negotiate and finance a property, and whether to hold on to or sell a property for financial gain. This book focuses on some of the professionals' best-kept secrets, such as how to utilise agreements of sale, property investment structures, financing options and key economic factors influencing the property cycle. Most importantly, it explains how to make money in both rising and falling property markets. Making Money out of Property is a must-read for any first-time property purchaser or investor, as well as for experienced investors looking to polish their skills.

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Trading is the hardest way to make easy money!New traders are often led to believe that trading must be easy, which is true to some extent; it has certainly never been easier to trade. Barriers to entry are low, and you have unlimited earning power. You can trade whenever and wherever you like, using any of the numerous markets that are available to choose from, and you can select a low-cost platform from among the many platforms available. But new traders soon realise that what is generally called ‘common sense’ does not work in trading; what they have been taught – that there is a right way and a wrong way – does not seem to apply to trading. Why? The answer is simple: Our brains are not naturally wired for trading, but they can be rewired. And you will find out how in this book. Whether you are a beginner or an experienced trader, reading Badass Trader can be a valuable way to learn, grow and improve your trading skills, setting you on a path to financial well-being. While both informative and practical, the book will also help to rewire your mind, stacking the odds of trading success in your favour so that you can get profitable quicker.

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‘How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case.’ – Robert G. Allen, investment advisor and author of Multiple Streams of IncomeIn many people’s thinking, the financial markets are reserved only for the wealthy or people with financial or economic backgrounds. They discard the idea of becoming involved in trading because they perceive it to be too difficult. But Ross Larter, author of How to Make Money on the Stock Exchange, believes that the markets provide opportunities for everyone to generate income. Learning the skills of trading on the stock market can provide you with the opportunity to generate an income well into your retirement years. To those who have walked the journey for a while, the stock market becomes like an all-you-can-eat buffet, providing opportunity on a daily basis for individuals to make money for themselves and their families. How to Make Money on the Stock Exchange is written for ordinary people, in everyday language, to help them understand how the stock market works, and how to use this knowledge to acquire the necessary skills to generate a secondary (and potentially a primary) income by investing and/or trading on the markets.You don’t need to be a financial whizz-kid to make money on the stock market. All you have to do is be willing, and take the time, to learn about it. This book will show you how.

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